Chapter 6: Conclusion

Ohio Trucking Accident Book ConclusionWhat a person does immediately after a truck accident will depend on what kind of condition they are in. If they are unconscious, they will likely be taken to a hospital where they may or not recover consciousness. In the case of severe injury, others will have to make important decisions for the injured motorist.

If Someone is Injured in the Accident

Ohio law requires that you share insurance information and driver’s license information at the scene with other drivers involved in an accident. You should record the location of the accident, the date, the other driver’s insurance information and the names, addresses and phone numbers of any witnesses.

Do not talk to any insurance people at the scene who are from a company that does not represent you. Make statements only to the police and paramedics. If you cannot call the police or paramedics, ask someone to do it for you.

Do not move your car unless it is dangerous for it to remain on the roadway or wherever you are. If you leave things as they were when the accident occurred, this can help the police judge how the accident happened.

You will need to notify your insurance agent about the accident and may even call them from the scene but be careful about making any statements concerning fault even to your own insurance company. Your recovery of compensation could be jeopardized if you are too quick to take responsibility for an accident that may not be your fault or may only partially be your fault.

Even if you think you made a mistake, investigation of the accident may indicate otherwise. Police can sometimes cite the wrong party. Get a copy of the police report of the accident as soon as you can.

If the negligence of another person caused the accident, you may need legal help to proceed in recovering compensation for any injuries.

An injury lawsuit is not always a slam-dunk just because it looks like another party was negligent and caused the collision. Many insurance companies will try to put the other driver in a bad light.

You can probably see that you may need assistance with issues of this type, but many are reluctant to hire someone who has expertise in these matters. Not being represented by an attorney in your truck accident claim could cost you more in the long run.

Other Things to Watch Out For:

  • Agreeing to give a recorded statement to an insurance company. This can be used against you at a later time. So, be very careful about making any type of statements.
  • Requests to sign an authorization permitting the insurance company to gather records about you—your medical history, etc. Signing such an authorization allows them to invade your privacy and obtain information they normally would not have access to. Again, they will try to use it against you.
  • If an insurance company advises you that you don’t need an attorney, they are saying they don’t want you to retain one because it is not in the insurance company’s best interest. They are not worried about your best interest.
  • If they offer you a quick settlement or hand you a check before you have even mentioned compensation, don’t accept it. They are trying to get off cheaply and you likely deserve and can obtain much more.
  • Trying to befriend you. Some will try to win your trust and make you believe that you are being treated fairly. Then they will “lowball” you on your personal injuries, offering far less than you should receive in hopes that you will take the underpayment because they have been so “nice.”

You should contact an attorney as soon as there is any potential you need legal help. You can guarantee the insurance companies have already started working on their claims so there is no reason to delay.

You can contact Slater & Zurz LLP in many ways. Call us at 1-800-297-9191 or e-mail [email protected]. You can also reach us via our website at slaterzurz.com.

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